Interest Free Investment Partners

Partner Investors provide down payment funds that you can use for up to 30 years with no interest charges or monthly payments.  In exchange, we share in the change in value of your home – up or down – when you decide to sell. Our share of the change in value is typically 35%. If your home’s value increases, we both profit as partners.  If your home’s value decreases, we also typically take a portion of the loss. It is a true partnership – we win and lose together.

Partner Investor Firm typically contributes half of your down payment.

Open the door to the home you want, with less debt and risk. Unison can double your down payment, and a larger down payment can help in a number of ways.

Make it easier to qualify for a mortgage.

Lower your monthly payments by 15-20% or more.

Significantly increase your purchasing power, giving you more choice in the commuting distance, school district, or size and features of the home.

Avoid paying mortgage insurance (PMI).

Avoid a piggyback mortgage.

  • Retain some of your cash – for remodeling, a child’s education, retirement, or for unexpected life events

Enjoy your new home

Investors are your investing partner, but you are the sole owner of your home. And like any homeowner, you can sell your home at any time you choose.


Partners share in the appreciation.

Our share of the profit is typically 35%


Partners share in the loss.

Our share in the loss is typically 35%

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Up-sizing Options You Need to Know!

It doesn’t matter what market you are in at any point in time. What matters is your ability to assess future trends and identify timing factors with reasonable accuracy! Your selling and buying decisions MUST be in alignment with probable future conditions.

Having a strategy that projects your future needs for both Housing and Lifestyle, and the approximate timing is the starting point for making accurate assessments throughout your life.

Since your Real Estate decisions are likely to be the MOST IMPORTANT FINANCIAL DECISIONS you may ever make, it is critical to develop a balanced Home/Lifestyle plan that optimizes your financial outcome, and ensures your ability to achieve the Lifestyle of your Dreams!

Develop the Plan to your financial future with an expert in Financial Optimization now. It is important to have a trained professional guide you through this exercise. Once your plan is developed, your professional will monitor changes in economic activity and advise you on opportunities to gain financial advantage! Get your FREE Plan today………..


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  1. What are the most popular mortgages you offer? Why are they so popular?
  2. Which type of mortgage plan do you think would be best for me? Why?
  3. Are your rates, terms, fees, and closing costs negotiable?
  4. Will I have to buy private mortgage insurance? If so, how much will it cost, and how long will it be required? (Note: Private mortgage insurance is usually required if your down payment is less than 20 percent. However, most lenders will let you discontinue your PMI when you’ve acquired a certain amount of equity by paying down the loan.)
  5. Who will service the loan — your bank or another company?
  6. What escrow requirements do you have?
  7. How long will this loan be in a lock-in period (in other words, the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if it drops during this period?
  8. How long will the loan approval process take?
  9. How long will it take to close the loan?
  10. Are there any charges or penalties for prepaying the loan?



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